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Wallet shopping is a tricky business. On one hand, you want quality—enough to withstand a growing collection of rewards program cards and impress whoever’s behind you in the coffee line—but on the other, it’s painful dropping big money on something that spends 95 percent of its time chilling in your purse. Like, what’s the point of having a fancy billfold if you’re too broke to use it?

If you’re emphatically nodding at your screen right now, great news: our editors are on the case. Keep scrolling to shop 10 chic and under-$200 options (several of which land in the two-digit range!) that won’t cut into your winter coat budget.

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